The VAT refund also for renovation

August 31
The VAT refund also for renovation
VAT refund for building materials is entitled not only when we realize new projects houses, but also when renovating an existing house or dwelling. What work are covered by the repair return? If you repair a detached house, you can apply for a VAT re

Credit obligations - debt passes per family

August 31
Credit obligations - debt passes per family
Each is responsible for its obligations credit and not paid debts. However, there are situations in which they can participate in the family, but have not been linked to the credit agreement with the borrower. Comment by Robert Pawlik, a financial ad

Changes in housing cooperatives

August 31
Changes in housing cooperatives
PO and PiS are preparing a bill that would revolutionize the management of buildings for housing cooperatives. - The need for change in the way the cooperatives due to a number of factors. To some of them are, unfortunately, often overgrowth of popul

Changes in the project after obtaining a building permit

August 31
Changes in the project after obtaining a building permit
Is it possible to make changes to the project after obtaining a building permit? Is the construction site work can be performed deviating from the construction project without any formalities? A building permit is issued to the one who filed a releva

Changes in the program and choose their own MDM real estate

August 31
Changes in the program and choose their own MDM real estate
Preferential credit for brides, buying an apartment cooperative and increasing subsidies for large families are only a few changes that prepared the Ministry of Infrastructure and Development under the Flat for Young. In 2014 the program MDM to Bank

Changes in the land register

August 31
Changes in the land register
What documents are needed to make changes in the land register? Land registers are provided for land, buildings and the premises. Entries in the mortgage registers contain three sections: - Section I includes the designation of the property, its surf

Changes in mortgages - a summary of the first quarter 2014

August 31
Changes in mortgages - a summary of the first quarter 2014
The requirement of a 5 percent downpayment, the extension of the repayment period for the purposes of calculating creditworthiness, the program "apartment for the Young", the end of the decline in real estate prices, are the main factors that ha

Changes in waste management - report

August 31
Changes in waste management - report
The report, "Competition in the Polish market of collection and management of municipal waste", published by the Office for Competition and Competitors describes municipal solid waste in nearly 1,000 municipalities. Also tested was the 300 entre

Change of use of real estate

August 31
Change of use of real estate
If you want to change the use of property, provided for in the approved project to build, we must report the fact to the competent authority before you actually make the change. (Running a home business requires a different usage than residential.) N

Changing decision on the construction permit

August 31
Changing decision on the construction permit
The decision to change building permit is necessary if, during the construction process takes place "significant deviations from the approved construction project." When an application for a construction permit, the competent authority shall exa

Congress of the plot from the public road

August 31
Congress of the plot from the public road
My plot is located on the regional road and apparently I need to have permission to exit, to obtain permission to build a house. Is it true? Should I get this document before submitting an application for a building permit? Before submitting an appli

Feedback works - repair lawful

August 31
Feedback works - repair lawful
According to the law, for the renovation to be considered such work, which consists of restoring its original state. However, it is allowed to use other products and construction materials than those used in the original state. Renovation work meets

Notification or permission to use

August 31
Notification or permission to use
Completed construction home does not mean that we can immediately move into a house and live there. We must honor the last formalities involving the granting of use, if such a requirement places before us a decision on the building permit. An absence

Feedback construction of sewage treatment

August 31
Feedback construction of sewage treatment
I would like to know if household sewage treatment plant requires a building permit? Do you need to fill in any paperwork? Whether on our property, we can build a household sewage treatment plant decides geological survey of the land. Characterized b

Report to supervise the building unsafe playground

August 31
Report to supervise the building unsafe playground
Spring is conducive to spending time outdoors. But before we let our children run riot on the playground, make sure that the winter is safe. Loose brackets, unstable ground, protruding nails and rotting wooden items - all this threatens the health an

Creditworthiness: the maximum available amount of credits increased by 25 percent

August 31
Creditworthiness: the maximum available amount of credits increased by 25 percent
A whopping 25 percent increase over last year creditworthiness of Poles. Even with the same due to lower interest rates on loans, credit capacity increased by 18 percent. In addition, extending the period of counting the creditworthiness of five year

Creditworthiness singles and families still high

August 31
Creditworthiness singles and families still high
Mortgage rates fell due to reductions in interest rates. Even the increase in margins do not affect negatively the situation of the borrowers. As a result, installment loans decreased and increased ability of future borrowers. To improve the situatio

Creditworthiness is growing thanks to higher income

August 31
Creditworthiness is growing thanks to higher income
According to the NBP, banks expect growth in demand for mortgage loans, and some of them allows for slight easing the rules for awarding contracts. In March, credit capacity increased slightly again, but was mainly driven by higher average salaries i

Creditworthiness of Poles stopped falling

August 31
Creditworthiness of Poles stopped falling
Holiday period brought a stabilization in terms of creditworthiness. After many months when the amount available to customers were getting lower in August this year recorded a practical levels of creditworthiness unchanged for the analyzed cases. Pol

The ability to continue to advance at the same level. Low interest threat to borrowers

August 31
The ability to continue to advance at the same level.  Low interest threat to borrowers
The number of new housing loan agreements still very low despite favorable interest rates. Creditworthiness and credit costs remain constant. At a press conference after the June meeting of the Monetary Policy Council of the NBP governor Marek Belka