May
15
Over the last decade we have seen an increase in the number of debit card transactions and reduction in the number of checks written by customers, and we are not alone. A recent article in the Benton County Daily Record discusses the shift from paper to plastic. Here are some excerpts: "It seems no matter …
Apr
23
image on money 401k loans Previous-college guidance: Steer clear of taking one at all expenses. Now: The most inexpensive mortgage obtainable. For decades, borrowing from a 401k strategy was synonymous with derailing retirement cost savings. But correct now, the least expensive financial institution for numerous borrowers -- particularly these who really feel safe in their …
Apr
05
As you're maxing out your credit cards and ignoring your bills, you might not realize the effect it's going to have on your credit. Credit card payments and level of debt have the most impact on your credit score. Mess up in these areas and your credit score will plummet. "What's the big deal with …
Mar
13
Have you been living with bad credit? Are you unsure of your credit standing but have a sneaking suspicion it's not the best? Here are 10 signs you need bad credit repair to help you figure out whether your credit needs help. 1. You've been denied for a credit card. If you've had a credit …
Jan
22
Many consumers close credit cards after becoming what seems like too delinquent to catch up. There seems to be the notion that closing cards makes delinquency go away. Not only is this not the case, closing out a delinquent credit card will hurt your credit more than it will help. Here are five credit cards that …
Nov
05
The purpose of having a rewards credit card is to get a tangible benefit from using your card. However, when your rewards card is costing you more than it's benefitting you, what's the point in keeping it around? Here are some things that make a rewards credit card unrewarding. 1. Rewards you can't or won't …